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Our Top Online Casinos for Baccarat 2024

#	Bonus	Play	Review	Games	Deposit
1	€2000 + 200 FS	Play Now	Read Review	Tomb Riches	8770+
2	€1,000 / 250 FS	Play Now	Read Review	Volt Slot	8152+
3	100% / 10,000 EUR	Play Now	Read Review	OneDun	5512+
4	Up to €300 + 50 FS	Play Now	Read Review	Manga Casino	566+
5	100% Up to €/$ 1000	Play Now	Read Review	RANT Casino	4689+
6	200% /1000 EUR + 15 EUR Free Bet	Play Now	Read Review	LalaBet	1945+
7	€2500 + 250 FS	Play Now	Read Review	CrazePlay	2000+
8	€1500€ + 500 FS	Play Now	Read Review	Locowin	1148+
9	100% + 100 FS	Play Now		FGFOX Casino	7838+
10	€1000	Play Now		JungliWIN Casino	1081+

Casino	Baccarat Games
Tomb Riches	Korean Speed Baccarat (Pragmatic Play Live) Baccarat A (7mojos) Magic Baccarat (Wizard) Baccarat (Pragmatic Play) Baccarat Dragon Bonus (Absolutely Live Gaming) Mega Baccarat (Pragmatic Play Live) Speed Baccarat (Evolution) Salon Prove Baccarat (Evolution) and more.
Volt Slot	Baccarat 1 (Pragmatic Play Live) Asian Baccarat (Live Solutions) Speed Asian Baccarat (Live Solutions) Baccarat (Vibra Gaming) Baccarat (NetEnt) Baccarat Mini (Platipus) Baccarat VIP (Platipus)
OneDun	Baccarat (NetEnt) Baccarat (Mascot) Baccarat (XProgaming) Baccarat (Vibra Gaming) Prive Lounge Baccarat (Pragmatic Play Live) Baccarat Triple Treat (OneTouch)

What is Baccarat?

Baccarat is a classic game of chance beloved worldwide in both physical casinos and online gambling environments. The game revolves around excitement, strategy, and a touch of luck, with players betting on the outcome of the hand between the player (Punto) and the banker (Banco), or on a tie.

Online baccarat brings the excitement of this age-old game directly to your screen, where you can enjoy various variants such as Baccarat Chemin de Fer, Baccarat Banque, and the popular Punto Banco, also known as North American baccarat.

History

The exact origins of baccarat are shrouded in mystery and disputed by historians. While some sources trace its roots to the 19th century, others suggest it may have been introduced to France from Italy during the late 15th century by soldiers returning from the Italian Wars under the reign of King Charles VIII.

Despite its precise origins, baccarat gained popularity among the French aristocracy in the 19th century. Prior to the legalization of casino gambling in France in 1907, baccarat was often played in private gaming rooms, particularly during the Napoleonic era. One of the earliest forms of the game, known as Baccarat Banque, involved three players and is documented in works such as Charles Van-Tenac’s “Album des jeux.”

From Baccarat Banque emerged another variation called Chemin de Fer, a two-player, zero-sum game. However, the most significant evolution in the development of baccarat came with the introduction of Baccarat Punto Banco. In this version, players bet on which hand, Player or Banker, will win, marking a shift towards the modern form of the game. Baccarat Punto Banco evolved into a house-banked game in Havana during the 1940s and has since become the most widely played version of baccarat worldwide.

The popularity of baccarat extends beyond the borders of Europe, with American casinos increasingly relying on baccarat play for revenue generation. In recent years, baccarat has become the primary table game in Macau, with taxes on baccarat play comprising a significant portion of the region’s public financing.

How to Play Baccarat Online?

Here are step-by-step instructions for playing baccarat in an online casino:

Choose a Suitable Table

TOFCasino.com Kies een geschikte tafel voor Baccarat

Begin by selecting a suitable baccarat table in the online casino lobby. Look at the available options and choose the one that appeals to you.

Wait for Your Turn

TOFCasino.com Wacht op je beurt Baccarat Tafel

Wait for the next round to start, then place your bet. Make sure you have a stable internet connection to avoid interruptions during the game.

Play Baccarat

The dealer will deal the cards after all players have placed their bets, according to the rules of the game. Sometimes, the dealer will deal a third card to a player or to themselves, depending on the rules of the specific variant you are playing. If you’re unsure about when a third card is dealt, it’s advisable to consult the basic rules of the game.

Determine the Outcome

TOFCasino.com Bepaal de uitkomst van Baccarat

At the end of the round, it’s determined who wins: the player, the banker, or a tie. You can also bet on the dealer, which is one of the appealing aspects of baccarat.

Repeat the Process

TOFCasino.com Herhaal het proces met Baccarat

After the outcome of the round is determined, everything starts over, and you can bet again on who you think will win the next round: the player or the dealer.

Time:

1 minutes

Supply:

Deposit

Tools:

Money

As you can see, online casinos offer a user-friendly way to play baccarat, allowing you to enjoy the game at your own pace. The rules of the game are usually accompanied during gameplay, making it easy for beginners to participate.

Rules of Baccarat

Rule	Description
Game Setup	Baccarat is played with eight decks of cards. On the baccarat table, you’ll see two boxes: Banker and Player. The cards have different values: Ten, Jack, Queen, King: 0 points Ace: 1 point Other cards have the same value as the number on them.
Betting	You can bet on: Banker Player Tie Place your bet before the cards are dealt.
Gameplay	The dealer deals two cards each to the player and the bank. If the sum of the player’s or bank’s cards is 8 or 9, this is called a ‘natural’ and the game ends. If there is no ‘natural,’ the dealer determines whether a third card should be dealt based on fixed rules. The hand with the highest point total wins.
Outcomes	If you’ve made the correct choice, you win: Player: 1x your bet Banker: 0.95x your bet Tie: 8x your bet
Card Values	Ten, Jack, Queen, King: 0 points Ace: 1 point Other cards: value according to the number
Third Card Rules	If the player or bank has a ‘natural’ (8 or 9 points), no third card is dealt. If the player has 5 points or fewer, a third card is dealt. If the player has 6 or 7 points, no third card is dealt. The third card rules for the bank depend on the player’s third card.

Baccarat: Third Card Rules

If Player or Banker has a ‘natural’ (8 or 9 points), no third card is dealt.
If the player has a score of 0-5, they receive a third card.
If the player has a score of 6 or 7, they do not receive a third card.
The third card rules for the bank depend on the player’s third card.

The Best Strategy for Baccarat

Strategy	Description
Paroli System	Increase your bet after a win and decrease it after a loss. It’s a fairly safe strategy where you don’t incur huge losses, but can win large amounts when successful.
Spotting Punto Banco Patterns	Identify patterns in the game and adjust your bet accordingly. This strategy allows you to recognize potential profitable patterns and adjust your bet accordingly.
Flat Bet Strategy	Stick to a constant bet, regardless of wins or losses. With this strategy, you risk less on significant losses because you always bet the same amount. It’s a conservative approach to the game.

Baccarat Variants

Variant	Description
Punto Banco	The most well-known variant where you can bet on ‘punto,’ ‘banco,’ or ‘Égalité.’ The dealer deals 4 cards, 2 for ‘punto’ and 2 for ‘banco.’
Chemin de Fer	A game variant where the player can take over the role of the banker after making the highest bid. The game is played with multiple decks of cards.
Mini Baccarat	A compact version of Punto Banco with lower minimum bets and a smaller table. It’s often played in casinos like Holland Casino.
Baccarat Banque	Similar to Chemin de Fer, but with a significant difference where the bank deals 6 cards instead of 4.
Macao	A simpler version of Baccarat where the banker competes against all players at the table. The goal is to get as close to 9 points as possible.
Lightning Baccarat	A variation of Punto Banco where special ‘Lightning Cards’ offer an extra chance to multiply your bet.

Some Useful Tips for Playing Baccarat

Know the basic strategies: While baccarat is less complex than some other casino games, it’s still important to understand the basic strategies. This includes knowing which of the three betting options (player, banker, or tie) offers the best odds and how to strategically place your bets.

Set limits: It’s essential to set limits for yourself, such as deposit limits, betting limits, or loss limits. By sticking to these limits, you’ll prevent yourself from spending more money than you can afford and minimize financial risks.

Avoid betting on tie: While the payouts for betting on tie can be high, the likelihood of a tie is very low. The house edge on this bet is typically much higher than on bets placed on the player or banker, so it’s wiser to avoid these bets.

Learn the rules, including third card rules: Understand the rules of the game, including situations where a third card is drawn. While this doesn’t always affect the outcome of a hand, it’s important to know how these rules work to maximize your chances of winning.

Consider betting on the banker: While the odds of winning for both the player and the banker are nearly equal, the banker often has a slightly higher advantage due to the rules regarding drawing a third card. So, it’s worth considering betting on the banker despite the commission casinos usually charge.

Use a betting strategy: Experiment with different betting strategies, such as the Paroli, Fibonacci, or Martingale strategies, to see which one suits your playing style best. These strategies can help you adjust your bets based on your winning and losing patterns.

Read the terms and conditions: If a casino offers commission-free bets on the banker, always read the fine print to ensure there are no other conditions that increase the house edge. It’s important to understand the terms of the game and any bonuses before you start playing.

FAQ

What is Baccarat?

Baccarat is a popular card game played in both physical casinos and online gambling platforms. It involves betting on the outcome of the hand between the player (Punto) and the banker (Banco), or on a tie.

How do I play Baccarat online?

To play Baccarat online, you first need to choose a reputable online casino offering the game. Then, select a Baccarat table from the casino lobby, place your bet before the cards are dealt, and wait for the outcome of the round.

What are the different variations of Baccarat available online?

Online casinos offer various Baccarat variations, including Punto Banco, Chemin de Fer, Mini Baccarat, Baccarat Banque, Macao, and Lightning Baccarat.

What are the rules of Baccarat?

In Baccarat, the goal is to have a hand value closest to 9. Face cards and 10s count as 0, Aces count as 1, and all other cards are worth their face value. Players can bet on the player, banker, or tie, and the hand with the highest total wins.

When should I draw a third card in Baccarat?

Drawing a third card in Baccarat depends on the total value of the first two cards dealt to the player and the banker. Specific rules dictate when a third card should be drawn, and it’s essential to understand these rules to make informed decisions during gameplay.

What strategies can I use to improve my chances of winning in Baccarat?

Some popular strategies for playing Baccarat include the Paroli system, spotting Punto Banco patterns, and employing a flat bet strategy. However, it’s essential to remember that Baccarat is a game of chance, and there’s no guaranteed strategy for success.

Is Baccarat suitable for beginners?

Yes, Baccarat is relatively easy to learn and is suitable for beginners. Many online casinos offer tutorials and guides to help new players understand the rules and gameplay.

Are there any tips for playing Baccarat online?

Yes, some useful tips for playing Baccarat online include setting limits for yourself, avoiding tie bets, learning the basic rules and strategies, and considering betting on the banker due to its slightly higher advantage.

Can I play Baccarat for free online?

Many online casinos offer the option to play Baccarat for free in demo mode, allowing players to practice and familiarize themselves with the game without risking real money.

Is Baccarat a game of skill or luck?

Baccarat is primarily a game of luck, as the outcome of each hand is determined by chance. However, understanding the rules and employing basic strategies can enhance your overall experience and potentially improve your chances of winning.

Joris Decosters

Editor-in-Chief

Senior Content Editor

iGaming expert with five years of industry experience.

Started as an online casino tester, then moved into managerial and training roles.

Well-versed in game rules, strategies, and customer service.

Worked with a variety of online casinos globally.